about

About Jeevan Utthan

Why to choose Jeenvan Utthan?

At Jeevan Utthan Financial Services, we are guided by a clear and unwavering mission and vision. Our commitment is to be a credible social security organization that offers world-class service while providing universal and equitable social protection. Our vision is rooted in empowering and uplifting women across all sectors, both financially and socially.


Our Mission

To provide inclusive and innovative financial solutions that empower individuals, businesses, institutions, and corporates across underserved and emerging segments—driving sustainable growth while upholding integrity, customer-first values, and positive socio-economic impact.


Our Vision

To build a progressive financial platform that empowers underserved individuals and enterprises through credit access, fostering long-term socio-economic growth and a resilient future.

Our Products

Safe & Secure

Personal/MSME/GL Loan

The product, identified as Personal/MSME/GL Loan (Personal Loan, Micro, Small, and Medium Enterprises, or General Loan), is offered for amounts ranging from over ₹5,000 up to ₹2,00,000. The repayment period (Loan Tenure) is set between 12 to 24 months. The loan offers flexible repayment schedules (Payment Frequency), which include Weekly, Bi-Weekly, and Monthly options.

Personal/MSME/GL Loan

  • Loan Product: Personal/MSME/GL Loan
  • Loan Amount: >5,000 to 2,00,000
  • Loan Tenure: 12 to 24 months
  • Payment Frequency: Weekly, Bi-Weekly, Monthly
Early Bonus

Institution Lending

The product, identified as Institution Lending, is offered for amounts ranging from over ₹10,00,000 up to ₹20,00,000. The repayment period (Loan Tenure) is set between 6 to 36 months. The loan offers flexible repayment schedules (Payment Frequency), which include Monthly options.

Institution Lending

  • Loan Product: Institution Lending
  • Loan Amount: >10,00,000 to 2,00,00,000
  • Loan Tenure: 6 to 36 months
  • Payment Frequency: Monthly

Our Roadmap

2017

The organization's journey begins as a Not-For-Profit organization under the banner of Bansdroni Poddar Development Trust.

2018

The organization takes its first step by opening its Bansdroni branch. The single Bansdroni branch builds a portfolio of ₹4 crore.

2019

The journey to transition into a Non-Banking Financial Company (NBFC) begins.

2021

The organization is granted the NBFC license. (Execution faced challenges, including the COVID-19 pandemic).
Operations commence as an NBFC. The organization rebrands as Jeevan Uthan Financial Services Pvt. Ltd.

2022

Portfolio stands at ₹6.9 crores across 10 branches (without any external lending).

2023

Portfolio grows to ₹9.99 crores (still without any external lending).
Secures the first external lending of ₹1 crore from Usha Financial Services Ltd. Secures an additional lending of ₹1.5 crores from SBI Agri Commercial Branch.
Applies to the RBI for NBFC re-classification to NBFC-MFI.

2024

New branches planned to open in the states of Bihar and West Bengal.
Aims to close the portfolio at ₹20 crores.

Board of Directors

MR. BIKASH PODDAR
MR. BIKASH PODDAR

Chairman

MR. ANIKET PODDAR
MR. ANIKET PODDAR

Managing Director

MRS. PALLAVI PODDAR
MRS. PALLAVI PODDAR

Director

MR. SOUGATA SENGUPTA
MR. SOUGATA SENGUPTA

Independent Director

MR. RABINDRA NATH MISHRA
MR. RABINDRA NATH MISHRA

Independent Director